You'll be out of debt in just 24-48, months on average.*

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Different types of debt that we help with:
Credit Card Debt (3)
Credit Card Debt
Medical Debt (3)
Medical Debt
Personal Loan Debt (3)
Personal Loan Debt
Department Store Credit Debt
Department Store Credit Debt

Payment made easy. While enrolled in Renova Debt Relief program, you will make a manageable, single payment into an FDIC-insured dedicated account -- completely based on your budget and financial situation.

When it comes to debt settlement, most programs follow a similar structure. This can make it difficult to know which one is right for you. This is why we encourage research beforehand when it comes to the company and the type of program that you are being offered. Debt settlement is not the best option for everyone. If that’s the case, we’ll recommend the next best alternative.  Our goal is to help you get on a more sustainable financial path, so we approach this objectively to offer the best solutions to achieve this goal.

How it Works

  • 1
    Free Debt Evaluation
Receive a free consultation from one of our Renova Debt Relief representatives

The first step in getting debt-free is a short call to one of our debt professionals. We do not enroll anyone over the phone so you do not have to worry about high-pressure sales tactics. Instead, we will ask for an overview of your financial situation and review the options that are best for you.

If debt settlement is the right option for you then the next step is to review your budget, monthly expenses, and cost of living so that we can come up with a realistic single monthly payment amount.

Your Renova Debt Relief representative will also coach you on how you should handle things like collection calls or dealing with your lender. We know all of the intimidation tactics used by the lending industry and will advise you on the best course of action to appropriately handle them.

  • 2
Make your first monthly payment to an FDIC-insured account

Now that you are enrolled in the Renova Debt Relief program, you will begin making monthly payments into an FDIC-insured account. These payments are determined during your initial call and should fit within your budget. However, you are certainly able to change the amount at any point**.

Additionally, because this is not a loan, these payments do not include any interest. As your funds build, our negotiators will be able to determine the right time to settle with your creditors. You can rest assured knowing that you will have a professional on your team every step of the way.

  • 3
Let us handle negotiating with your creditors

Settling debt is a business of timing and knowing when to negotiate or when to settle. When it comes to this skill, our representatives are some of the best in the industry. What we understand is that creditors are just as anxious to get their unsecured debts resolved as you are. Every day that they wait before settling means one day that they aren’t making money off of interest.

Our representatives use this information to get you the lowest possible settlement in the quickest amount of time. Don’t worry, we will always notify you before anything is finalized.

  • 4
Regain control over your finances!

At Renova Debt Relief, we make sure that our clients are involved throughout the entire process. Sometimes we will settle a debt in full (if we are satisfied with the price) and other times we may ask for a monthly payment arrangement. Either way, you will be the first to know and will be notified before any decisions are made.